Financial Aid
Total Tuition Cost: 12 months
Total Credit Hours 33 Hours
Total Cost ($477 per credit hour) $15,741
Total Cost for Darlington County Teachers ($477 per credit hour) $14,310

Direct Loan Stafford Unsubsidized Loan

Unsubsidized means you pay all the interest, although you can have the payments deferred until after graduation. The interest is added to your loan balance. The maximum allowable per year amount that a graduate student can utilize in unsubsidized loan funding per year is $20,500. These loans have variable interest rates, capped at 8.25% or less, depending on the year rates. There is a 1.0510% loan origination fee required by federal law.

The FAFSA must be completed in order to receive a federal loan. No credit checks are required for these loans, and interest rates are low. Applicant must be a U.S. citizen, not be in loan default, and not owe a refund on educational grants.

New recipients are required to complete entrance counseling and a master promissory note prior to the certification and disbursement of any federal loan. Online counseling is available at The recipient can complete the promissory note at We must have confirmation that you have completed the loan entrance and promissory note prior to certifying Stafford loans.

PLUS Loans

The PLUS Program is designed to help credit-worthy graduate students pay educational expenses up to the cost of attendance minus all other financial assistance. There is a 4.204% loan origination fee required by federal law. To determine if you are eligible for a PLUS loan and for more information please refer to the following website:

PLUS loans have variable interest rates capped at 7.90%. Repayment begins 60 days after the funds are fully disbursed. The FAFSA is required. If the FAFSA has been filed, the maximum amount allowable for an approved PLUS loan can be determined by contacting your financial aid counselor. Applicants must be a U.S. citizen.

Coker College will send a permission to certify letter to the student after receiving notification that the PLUS credit decision was approved. When the College receives the completed permission to certify letter from the student, the loan will be certified. It will be the responsibility for the student to complete all promissory notes, self-certification forms, etc. with the lender.

Alternative Loans

Alternative loans are used to pay for tuition, fees, books, room and board, supplies, and transportation related to educational expenses. Alternative loans cannot exceed a student’s maximum allowable cost of attendance minus all financial assistance as designated by the financial aid office. The interest rate is variable based on prime rate, adjusted quarterly, throughout the life of the loan. Unpaid interest that accrues while the student is in school will be capitalized and added to the principal when the student enters repayment.

The FAFSA is not required. If the FAFSA has been filed, the maximum amount allowable for an approved alternative loan can be determined by contacting your financial aid counselor. Dependent students will require a viable co-signer. Some independent students may require a viable co-signer.

Student Loan Interest Rates


Effective for loans disbursed between July 1, 2013 through June 30, 2014



Subsidized Student Loan
(also rate during in-school and grace periods)

6.80% fixed

Unsubsidized Student Loan
(also rate during repayment)

6.80% fixed

(also rate during repayment and deferment)

7.90% fixed

For more information about Financial Aid, please visit the FAFSA website:


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Contact Information

Office of Admissions (Graduate)

Ben Beetch
Manager of Graduate Enrollment & Marketing Strategies
Phone: 843.857.4226
Phone (Toll Free): 1.800.950.1908

Office of Financial Aid
Phone: 843.383.8055
Phone (Toll Free): 1.800.950.1908
Fax: 843.383.8056

Financial Aid Staff

Coker College
300 East College Ave.
Hartsville, SC 29550